| Rate Effective From 01/01/2023 | |||
| Deposit Type | Normal Int.Rate | Sr.Citizen Int.Rate | |
| Saving Deposit | 4.00% | 4.00% | |
| Fixed Deposit | |||
| 30 Days To 3 Month | 4.75% | 4.75% | |
| Above 3 Months To 6 Months | 5.00% | 5.00% | |
| Above 6 Months To 11 Months | 5.50% | 5.50% | |
| Above 11 Months To 23 Months | 6.75% | 7.25% | |
| 24 Months | 7.25% | 7.25% | |
| Daily Recurring | 3.00% | 3.00% | |
| Monthly Recurring | 5.75% | 5.75% | |
| Loan Type | Interest Rate | Installment Period | |
| Personal Loan | Up to 50,000 /- | 15.00% | 36 Inst. |
| H.P. Vehicle Loan | Four Wheeler | 9.00% | 40 Inst. |
| 9.25% | 48 Inst. | ||
| 9.50% | 60 Inst. | ||
| Two Wheeler | 11.50% | 40 Inst. | |
| Commercial Vehicle | 10.00% | 40 Inst. | |
| 10.50% | 48 Inst. | ||
| 11.00% | 60 Inst. | ||
| Old Vehicle Upto 3 Yr. Old | 11.50% | 40 Inst. | |
| FD / OD Loan | FD Rate + 1.50% | up To 90% | |
| Government Security Loan | up to 70% | 11.00% | KVP/ IVP / Nss |
| Consumer (Machinery) Loan | 13.00% | 36 Inst. | |
| Mortgage Loan | up to 50 Lakh | 10.50% | 48 Inst. |
| 11.50% | 84 Inst. | ||
| Housing Loan | up to 50 Lakh | 10.50% | 84 Inst. |
“Co-operation” means working together, in other words helping each other, co-operation and its consequences, the sacred spirit of vasudhaiva kutumbakam.